Caveat fail!

I was renting a car for some christmas travel when I learnt that my new Visa credit card obtained through bank of america covers collision damage waiver, that is, if you hit some vehicle with the rental car, it covers all the cost of damage to the rental car. I was reading through the fine print of 'what is not covered' on the Visa website to make sure I didn't leave any loopholes that they might later exploit in order to not pay the damage costs. That is when I noticed there was one cleverly inserted caveat in the terms and conditions which was sure to heavily tilt the odds in favour of their not having to cover the costs. Please see that caveat in image below:

Divided we stand, united we fall?

http://www.hindu.com/2009/12/12/stories/2009121258940100.htm

Thought for the day

Success is the stepping stone to failure - By yours truly.

John Locke and Swiss minarets.

This article is worth a read, primarily for John Locke's powerfully worded message.